Log In to an 80% Finished Audit with Agentic AI-Powered Mortgage Auditing

Ally, Infrrd’s agentic AI auditor, automatically audits closed loan files against regulatory checklists and investor guidelines, flags discrepancies, and maintains a complete audit trail so your auditors can focus on reviewing exceptions and making final decisions.

See Your ROI with Ally

Calculate ROI

Proof Writes Itself

Chosen And Trusted By

4.4

4.5

Turn Your Audit Team Into Your Biggest Compliance Advantage

With Ally, your audit teams can:

Scale Loan Coverage Up to 3x

Instantly shift from 10% audit sampling to auditing up to 30% of loan files in the same amount of time

Explain the "Why" Behind Every Loan Decision

Trace every mismatch, exception, and finding back to the source document, so auditors can review with confidence

Ensure Consistent Mortgage Reviews

Apply the same rules the same way across every file, closing the variation gap between reviewers

End the Endless Stare-and-Compare

Let Ally run the side-by-side document comparison, so auditors stop manually cross-checking fields line by line

Build Rules Around Your Lender, Investor Overlay Requirements

Layer your investor, bank, and lender-specific overlays on top of Fannie Mae, Freddie Mac, FHA, VA, and other standard guidelines, customized and prioritized around what matters most to your program

Extract Mortgage Data Without Templates

Adapt to new and unfamiliar document types instantly, with no template setup required

Catch Fraud and Errors at Every Level

Flag field-level and document-level discrepancies and irregularities across the file, not just the obvious ones

Ask Ally Questions Like You Would Any Auditor

Get contextual answers straight from the loan file through a live, interactive chatbot

Prove Compliance with a Verifiable Audit Trail

Get a clear confidence score on every extracted field and a traceable path back to its source, a verifiable audit trail throughout

Audit Every Loan Program With Confidence

Ally comes ready with standard agency guidelines out of the box, and adapts to your investor- and lender-specific programs on top of them:

Fannie Mae & Freddie Mac: Conventional conforming guidelines from both GSEs

FHA: Government-insured loans for lower down payment and first-time buyers

VA: Government-guaranteed loans for eligible service members and veterans

USDA: Loans for eligible rural and suburban properties

Fannie Mae & Freddie Mac: Conventional conforming guidelines from both GSEs

FHA: Government-insured loans for lower down payment and first-time buyers

VA: Government-guaranteed loans for eligible service members and veterans

USDA: Loans for eligible rural and suburban properties

Fannie Mae & Freddie Mac: Conventional conforming guidelines from both GSEs

FHA: Government-insured loans for lower down payment and first-time buyers

VA: Government-guaranteed loans for eligible service members and veterans

USDA: Loans for eligible rural and suburban properties

Get More Audits Done, With Less Effort and Greater ROI

Auditor productivity, one auditor now works like four

→

30m*

10 audit tasks transformed

20K

Mortgage data points extracted daily

800

Mortgage document types Ally already understands

$1B

Loan decisions processed through Ally’s engine

*Designed to reduce standard post-close audit review from hours to approximately 30 minutes for eligible loan scenarios.

Put Our AI Agents to Work on Your Toughest Mortgage Audit Challenges

Here's how Ally solves the biggest challenges that keep compliance leaders up at night:

Explainable Mortgage AI

Catch errors before they become investor putback risks. Ally cross-checks mortgage data points and automatically flags discrepancies for review, and auditors can easily verify them by swiftly tracing the errors back to the source document

Consistent Mortgage Audits

Stop stressing over compliance outcomes that shift with loan complexity or who's reviewing the file. Ally applies every rule consistently, on every loan file, regardless of auditor experience, loan volume, or document format

Auto-Configured Investor Overlays

Stay ahead of shifting agency, investor, and lender rules. Ally auto-configures to post-close guidelines and your unique investor overlays, applying them consistently across every file

10% to 30% Audit Coverage

Stop leaving 90% of your portfolio unreviewed and exposed. Ally expands post-close sampling coverage from the standard 10% to 30%, with no added headcount or hours

2-Hour Audits Done in 30 Minutes

Increase your auditing team's efficiency by 4x. With Ally, auditors can complete all 10 steps of the mortgage post-close audit in just 30 minutes, without growing the team

Audit Against Your Investor Overlays Without Manual Churn

Built on the Major Regulatory Guidelines

Ally pre-ships ready for Fannie Mae, Freddie Mac, FHA, USDA, VA and lender-specific overlays. For non-agency or private loans, Infrrd builds rules around your guidelines.

150+ Rules, Out of the Box.

Ally comes trained on 150 standard rules; use them as-is, edit them, or hand Infrrd your custom requirements in plain English, and we'll integrate them into your agentic model.

You're in Control After Onboarding

Our own admins add or remove rules without waiting on Infrrd.
Nothing Goes Live Untested. Changes run in a non-production environment first, backtested before going live.

Every Change Needs Your Sign-Off

Overlay and lender-rule changes go live only after you confirm them. Non-agency changes can move fast when needed.

Choose the AI Recognized by Leading Industry Analysts

Leader

Leader in IDC MarketScape 2023

Leader

10 Gartner’s IDP Research including hype cycle reports 2023

Leader

Leader in ISG Provider Lens™ (IPL) Quadrant study 2023

Leader

Star Performer in Everest Group’s PEAK Matrix® for the fourth consecutive year

Leader

Recognized as a Leader in Zinnov Zones 2024

Leader

Leader in IDC MarketScape 2023

Leader

10 Gartner’s IDP Research including hype cycle reports 2023

Leader

Leader in ISG Provider Lens™ (IPL) Quadrant study 2023

Leader

Star Performer in Everest Group’s PEAK Matrix® for the fourth consecutive year

Leader

Recognized as a Leader in Zinnov Zones 2024

Put Mortgage-Trained AI to Work on Your Loan Files

Infrrd's Mortgage Agentic Business Suite contains two core engines: MortgageCheck^ai and Ally

Ally

The intelligence layer that works independently and on top of MortgageCheckai to perform the audit. A network of specialized AI agents and deterministic services, each taking on a distinct function of the audit process.

Borrower Eligibility Checks
Live DTI Calculations
Dynamic Rule Application
Custom Rule Configuration
Pre-Trained Mortgage Intelligence
Unified Audit Management
Automated Review
Credit Review
Appraisal Review and Bundling
Unified Audit Management
Asset Review

MortgageCheck^ai

The data layer, built on advanced IDP functionality that performs mortgage-context-aware data extraction.

Human-in-the-Loop Review
LOS / POS Integration
Auto-Tagging and Bookmarking
Real-Time Document Visibility
Smart Document Stacking and Versioning
High-Accuracy Data Extraction

Make Audit Decisions With Data Checked at Every Step

Infrrd builds accuracy in at every stage, not just checks it at the end. Accuracy is continuously monitored and enforced through:

Multi-LLM Model

No single model makes the call; multiple LLMs and algorithms cross-check every finding before it reaches an auditor.

Smart Confidence Score

Every extracted field carries a precise, transparent confidence score, so auditors know exactly how much to trust it before they rely on it.

Mortgage Expertise

Ally's models are trained on billions of real mortgage documents, so it recognizes edge cases and unfamiliar formats most vendors haven't seen.

Human-in-the-Loop Systems

Brings humans into the loop for the tasks that need judgment. Ally automates 80% of the audit work, intentionally leaving the remaining 20% for human review, so your audit team makes the final call. A more holistic approach.

Feedback Loop

Every auditor correction feeds back into the model, so accuracy compounds over time instead of staying static.

Turn Audit Efficiency Into Real ROI

Simply drag the sliders to match your team size and loan volume, and see how much your team can save and how many more loans you can cover, with Ally.

Infrrd ROI Calculator

Estimate Ally’s impact on your audit team

Adjust the sliders to estimate your projected Year 1 return.

1. How many loans enter QC each year?

2,000 loans/year

500 10K

2. How many QC analysts are on your team?

4 analysts

1 30

3. What is the annual loaded cost per analyst?

$85,000/year

$50K $150K

This estimate is illustrative. Actual savings, staffing impact, implementation cost, contracted pricing, and ROI may vary.

Built by a Team That Understands Mortgage QC

Ally is purpose-built to help high-performing audit teams become best-performing audit teams. It gets more out of your best auditors without increasing headcount or causing burnout. The result: audit more loans, improve audit accuracy, and get explainable, traceable audit data at every stage. See live how Ally supports the unique requirements of your audit team. We help lenders move beyond sampling with AI-powered mortgage audits that are scalable, consistent, explainable, and configurable to their business.

Log In to an 80% Finished Audit with Agentic AI-Powered Mortgage Auditing

Proof Writes Itself