Log In to an 80% Finished Audit with Agentic AI-Powered Mortgage Auditing
Die intelligente Automatisierungsplattform von agentic, die Ihre Belegschaft vervielfacht
Ally is powered by a network of intelligent agents that think, adapt, and work through a loan file the way a trained human auditor does.
Ally doesn't just automate tasks; it automates audits, so auditors can start their day with 80% of the audit work already done and simply review the discrepancies to make the final call.
Ally doesn't just automate tasks; it automates audits, so auditors can start their day with 80% of the audit work already done and simply review the discrepancies to make the final call.
Proven ROI Ally Brings to Every Audit Team
*Designed to reduce standard post-close audit review from hours to approximately 30 minutes for eligible loan scenarios.
Vertraut von führenden Unternehmen
Analyst Recognition
Recognised by Leading Industry Analysts
Infrrd Wins Best IDP Innovator 2025 by Deep Analysis
We’re proud to be recognized as the most innovative IDP platform. Dive into the full analyst report to learn why Infrrd leads the future of document automation.
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IDC MarketScape Assessment: Worldwide Unstructured IDP Software Vendors, 2024
Infrrd has leveraged AI and LLMs integration across the IDP platform to understand document variations and are able to help business solve unstructured document complexities.
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Quadrant SPARK Matrix: Intelligent Document Processing (IDP) Q3 2024
Recognized for exceptional contributions to the IDP market, consistently pushing the envelope with cutting-edge technologies that solve real-world business problems
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Infrrd Named a Leader in the Everest Group PEAK Matrix® for IDP 2025
See why Everest Group recognized Infrrd as a top performer in Intelligent Document Processing. Download the report to explore our strengths, capabilities, and what sets us apart.
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True Mortgage Agentic AI, Built to Solve Real Audit Challenges
Here's how Ally solves the biggest challenges that keep compliance leaders up at night:
Explainable Mortgage AI
Catch errors before they become investor putback risks. Ally cross-checks mortgage data points and automatically flags discrepancies for review, and auditors can easily verify them by swiftly tracing the errors back to the source document
Consistent Mortgage Audits
Stop stressing over compliance outcomes that shift with loan complexity or who's reviewing the file. Ally applies every rule consistently, on every loan file, regardless of auditor experience, loan volume, or document format
Auto-Configured Investor Overlays
Stay ahead of shifting agency, investor, and lender rules. Ally auto-configures to post-close guidelines and your unique investor overlays, applying them consistently across every file
10% to 30% Audit Coverage
Stop leaving 90% of your portfolio unreviewed and exposed. Ally expands post-close sampling coverage from the standard 10% to 30%, with no added headcount or hours
2-Hour Audits Done in 30 Minutes
Increase your auditing team's efficiency by 4x. With Ally, auditors can complete all 10 steps of the mortgage post-close audit in just 30 minutes, without growing the team
Looking to automate more of your mortgage audits?
If your auditors are dealing with challenges beyond what's listed here, let's talk. Book a call with our AI experts, and we'll show you how Ally can be customized for your unique use case.
Bahnbrechende Technologie
How Ally Turns Regular Audit Teams Into Best-Performing Compliance Powerhouses
With Ally, your audit teams can:
80% der Arbeit werden für Sie erledigt
Instantly shift from 10% audit sampling to auditing up to 30% of loan files in the same amount of time
Explain the "Why" Behind Every Loan Decision
Trace every mismatch, exception, and finding back to the source document, so auditors can review with confidence
Ensure Consistent Mortgage Reviews
Apply the same rules the same way across every file, closing the variation gap between reviewers
End the Endless Stare-and-Compare
Let Ally run the side-by-side document comparison, so auditors stop manually cross-checking fields line by line
Build Rules Around Your Lender, Investor Overlay Requirements
Layer your investor, bank, and lender-specific overlays on top of Fannie Mae, Freddie Mac, FHA, VA, and other standard guidelines, customized and prioritized around what matters most to your program
Extract Mortgage Data Without Templates
Adapt to new and unfamiliar document types instantly, with no template setup required
Catch Fraud and Errors at Every Level
Flag field-level and document-level discrepancies and irregularities across the file, not just the obvious ones
Ask Ally Questions Like You Would Any Auditor
Get contextual answers straight from the loan file through a live, interactive chatbot
Prove Compliance with a Verifiable Audit Trail
Get a clear confidence score on every extracted field and a traceable path back to its source, a verifiable audit trail throughout
Fannie Mae & Freddie Mac: Conventional conforming guidelines from both GSEs
FHA: Government-insured loans for lower down payment and first-time buyers
VA: Government-guaranteed loans for eligible service members and veterans
USDA: Loans for eligible rural and suburban properties
Fannie Mae & Freddie Mac: Conventional conforming guidelines from both GSEs
FHA: Government-insured loans for lower down payment and first-time buyers
VA: Government-guaranteed loans for eligible service members and veterans
USDA: Loans for eligible rural and suburban properties
Fannie Mae & Freddie Mac: Conventional conforming guidelines from both GSEs
FHA: Government-insured loans for lower down payment and first-time buyers
VA: Government-guaranteed loans for eligible service members and veterans
USDA: Loans for eligible rural and suburban properties
Get Your Overlays, Built Right Into the Audit with Ally
Built on the Major Regulatory Guidelines
Ally pre-ships ready for Fannie Mae, Freddie Mac, FHA, USDA, VA and lender-specific overlays. For non-agency or private loans, Infrrd builds rules around your guidelines.
150+ Rules, Out of the Box.
Ally comes trained on 150 standard rules; use them as-is, edit them, or hand Infrrd your custom requirements in plain English, and we'll integrate them into your agentic model.
You're in Control After Onboarding
Our own admins add or remove rules without waiting on Infrrd.
Nothing Goes Live Untested. Changes run in a non-production environment first, backtested before going live.
Every Change Needs Your Sign-Off
Overlay and lender-rule changes go live only after you confirm them. Non-agency changes can move fast when needed.
What Ally Catches That the Human Eye Can't
Bank statement & asset review
Reads every line of every bank statement, not a spot check, a full pass- Flags large or unusual deposits against configurable thresholds, checking the sourced-and-seasoned question exhaustively instead of by sampling
- Surfaces recurring withdrawals that look like undisclosed debt, including buy-now-pay-later obligations (Klarna and similar) that never show up on a credit report and that a human scanning for round numbers tends to slide past
- Picks up garnishments, 401(k) loans, and military allotments directly off the pay stub during extraction and surfaces them as findings
Income Calculation and Reasoning
- Runs multi-year, year-over-year income trend analysis, not just a current-period number
- Shows the formula and the source document side by side, so an auditor can see exactly how a figure was reached and click through to verify it, the clearest possible answer to "is this a black box"
- Handles variable income averaging and deduction logic across W-2, 1099, and self-employed borrowers with K-1 or Schedule C income
- Lets an auditor run a what-if: change an input and see how it moves the loan
- Caught a real deduction, unreimbursed meal expenses, that a human auditor had missed on a live file; the customer confirmed it once it was flagged
Credit
- Compares every tradeline on the credit report against every liability declared on the 1003, line by line; the stare-and-compare is done exhaustively instead of by sample
This Is Just the Tip of the Iceberg!
Ally catches every minute discrepancy that's easy for the human eye to miss.
Get a full demo of how Ally works with your documents.
Get a full demo of how Ally works with your documents.
The Tech Behind Infrrd’s Agentic AI for Mortgage
Infrrd's Mortgage Agentic Business Suite contains two core engines: MortgageCheckai and Ally
Ally
The intelligence layer that works independently and on top of MortgageCheckai to perform the audit. A network of specialized AI agents and deterministic services, each taking on a distinct function of the audit process.
Borrower Eligibility Checks- Live DTI Calculations
- Dynamic Rule Application
- Custom Rule Configuration
- Pre-Trained Mortgage Intelligence
- Unified Audit Management
- Automated Review
- Credit Review
- Appraisal Review and Bundling
- Unified Audit Management
- Asset Review
MortgageCheckai
The data layer, built on advanced IDP functionality that performs mortgage-context-aware data extraction.
- Human-in-the-Loop Review
- LOS / POS Integration
- Auto-Tagging and Bookmarking
- Real-Time Document Visibility
- Smart Document Stacking and Versioning
- High-Accuracy Data Extraction
Kostenloses Ebook
True Agentic Platforms: So erkennen Sie den Unterschied
Viele Anbieter stellen kühne Behauptungen auf, aber nur wenige bieten eine KI-gestützte Automatisierung von Hypothekenprüfungen, die wirklich funktioniert.
Was zeichnet die beste KI-Agentic-Plattform aus?
Fallt nicht auf übertriebene KI-Behauptungen rein! Erfahren Sie in unserem Expertenleitfaden, wie Sie echte Agentenplattformen erkennen. Lernen Sie die wichtigsten Unterschiede, Warnsignale und 11 unverzichtbare Funktionen kennen, um sicherzustellen, dass Sie sich für die richtige Plattform entscheiden.
Laden Sie es jetzt herunter, um sicher zu wählen und kostspielige Fehler zu vermeiden!
Laden Sie es jetzt herunter, um sicher zu wählen und kostspielige Fehler zu vermeiden!
Anerkennung
Anführer
Führend bei IDC MarketScape 2023
Anführer
10 IDP-Studien von Gartner, einschließlich Hype-Zyklus-Berichten 2023
Anführer
Führend in der ISG Provider Lens™ (IPL) Quadrant-Studie 2023
Anführer
Star Performer in der PEAK Matrix® der Everest Group zum vierten Mal in Folge
Anführer
In den Zinnov-Zonen 2024 als führend anerkannt
