Log In to an 80% Finished Audit with Agentic AI-Powered Mortgage Auditing

Ally, Infrrd’s agentic AI auditor, automatically audits closed loan files against regulatory checklists and investor guidelines, flags discrepancies, and maintains a complete audit trail so your auditors can focus on reviewing exceptions and making final decisions.

Get More Audits Done, With Less Effort and Greater ROI

4
X
Auditor productivity, one auditor now works like four
2h
→
30m*
10 audit tasks transformed
20K
+
Mortgage data points extracted daily
800
+
Mortgage document types Ally already understands
$1B
+
Loan decisions processed through Ally’s engine
*Designed to reduce standard post-close audit review from hours to approximately 30 minutes for eligible loan scenarios.

Proof Writes Itself

Chosen And Trusted By
avatar-2

4.4  

avatar-3

4.5

Turn Your Audit Team Into Your Biggest Compliance Advantage

With Ally, your audit teams can:

Scale Loan Coverage Up to 3x

Instantly shift from 10% audit sampling to auditing up to 30% of loan files in the same amount of time

Explain the "Why" Behind Every Loan Decision

Trace every mismatch, exception, and finding back to the source document, so auditors can review with confidence

Ensure Consistent Mortgage Reviews

Apply the same rules the same way across every file, closing the variation gap between reviewers

End the Endless Stare-and-Compare

Let Ally run the side-by-side document comparison, so auditors stop manually cross-checking fields line by line

Build Rules Around Your Lender, Investor Overlay Requirements

Layer your investor, bank, and lender-specific overlays on top of Fannie Mae, Freddie Mac, FHA, VA, and other standard guidelines, customized and prioritized around what matters most to your program

Extract Mortgage Data Without Templates

Adapt to new and unfamiliar document types instantly, with no template setup required

Catch Fraud and Errors at Every Level

Flag field-level and document-level discrepancies and irregularities across the file, not just the obvious ones

Ask Ally Questions Like You Would Any Auditor

Get contextual answers straight from the loan file through a live, interactive chatbot

Prove Compliance with a Verifiable Audit Trail

Get a clear confidence score on every extracted field and a traceable path back to its source, a verifiable audit trail throughout
THE 10-STEP AUDIT

See what Ally checks across your loan file

Explore each stage to see how Ally prepares findings and evidence for your team’s final review.

Ally Your agentic AI auditor Loan documents → Findings + evidence

Know your borrower, without the manual digging

Validate the financial facts behind every loan.

  1. 01

    Income & employment

    Verify borrower income and employment without hunting through documents.

  2. 02

    Credit review

    Spot debt mismatches and potential DTI calculation issues.

  3. 03

    Asset review

    Identify missing funds, reserve gaps, and unsupported asset sources.

Catch the risks hidden across your loan files

Find inconsistencies before they become costly surprises.

  1. 04

    Appraisal review

    Catch mismatches in property values and appraisal details.

  2. 05

    Loan terms verification

    Find inconsistencies across loan terms, disclosures, and payments.

  3. 06

    Title & insurance

    Identify gaps in title information and insurance coverage.

  4. 07

    Fraud detection

    Surface suspicious patterns and inconsistencies for review.

Walk into every final audit decision prepared

Get the evidence and findings your team needs to make the call.

  1. 08

    Underwriting compliance

    Check loan details against applicable guidelines and AUS findings.

  2. 09

    QC & closing review

    Verify closing disclosures, settlement information, and calculations.

  3. 10

    Final post-close QC

    Bring findings and supporting evidence together for final auditor review.

AI prepares the findings. Your auditors make the final call.

Choose the AI Recognized by Leading Industry Analysts

Leader
Leader in IDC MarketScape 2023
Leader
10 Gartner’s IDP Research including hype cycle reports 2023
Leader
Leader in ISG Provider Lens™ (IPL) Quadrant study 2023
Leader
Star Performer in Everest Group’s PEAK Matrix® for the fourth consecutive year
Leader
Recognized as a Leader in Zinnov Zones 2024
Leader
Leader in IDC MarketScape 2023
Leader
10 Gartner’s IDP Research including hype cycle reports 2023
Leader
Leader in ISG Provider Lens™ (IPL) Quadrant study 2023
Leader
Star Performer in Everest Group’s PEAK Matrix® for the fourth consecutive year
Leader
Recognized as a Leader in Zinnov Zones 2024
WithoutBG_Peekaboo (1)